Frederick County Bank > About Us

FACTS	WHAT DOES FREDERICK COUNTY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Payment history Income and Transaction History Account Balances and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Frederick County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Frederick County Bank Share?

Can you limit this sharing?

For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

For our marketing purposes–
to offer our products and services to you

YES

For joint marketing with other financial companies

For our affiliates’ everyday business purposes–
information about your transactions and experiences

We don't share

For our affiliates’ everyday business purposes–
information about your creditworthiness

We don't share

For nonaffiliates to market to you

We don't share

Questions?

Call (301) 620-1400 or go to www.fcbmd.com

Who we are
Who is providing this notice?	Frederick County Bank
What we do
How does Frederick County Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic, and procedural safeguards to protect this information and we limit employee access to information.
How does Frederick County Bank collect my personal information?	We collect your personal information, for example, when you Open an account or Apply for a loan Deposit money or Pay your bills Use your credit card or debit card We also collect information we receive from consumer reporting agencies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Frederick County Bank has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Frederick County Bank does not share with nonaffiliates so they can market their services to you..
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Frederick County Bank does not jointly market.
Other Important Information
Not applicable at this time.